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<section article="gin" article_name="Insurance" number="2-215" title_number="2" title_name="Maryland Insurance Administration" subtitle_number="2" subtitle_name="Enforcement">
  <level label="a">
    <text>An appeal under this subtitle may be taken only from:</text>
    <level label="1">
      <text>an order resulting from a hearing;</text>
    </level>
    <level label="2">
      <text>a refusal by the Commissioner to grant a hearing; or</text>
    </level>
    <level label="3">
      <text>a decision issued under § 15–10A–04 of this article.</text>
    </level>
  </level>
  <level label="b">
    <text>An appeal under this subtitle may be taken by:</text>
    <level label="1">
      <text>a party to the hearing;</text>
    </level>
    <level label="2">
      <text>an aggrieved person whose financial interests are directly affected by the order resulting from a hearing or refusal to grant a hearing; or</text>
    </level>
    <level label="3">
      <text>a party to the decision issued under § 15–10A–04 of this article.</text>
    </level>
  </level>
  <level label="c">
    <level label="1">
      <text>Subject to paragraph (2) of this subsection, an appeal under this subtitle shall be taken:</text>
      <level label="i">
        <text>to the Circuit Court for Baltimore City; or</text>
      </level>
      <level label="ii">
        <text>if a party to an appeal is an individual, to the circuit court of the county where the individual resides.</text>
      </level>
    </level>
    <level label="2">
      <text>If the appeal is from the suspension or revocation of a certificate of authority of a domestic insurer or license of an insurance producer, adviser, or public adjuster, an appeal may be taken to the circuit court of the county where:</text>
      <level label="i">
        <text>the domestic insurer has its principal place of business; or</text>
      </level>
      <level label="ii">
        <text>the licensee or certificate holder resides.</text>
      </level>
    </level>
  </level>
  <level label="d">
    <text>To take an appeal, a person shall file a petition for judicial review with the appropriate circuit court within 30 days after:</text>
    <level label="1">
      <text>the order resulting from the hearing was served on the persons entitled to receive it;</text>
    </level>
    <level label="2">
      <text>the order of the Commissioner denying rehearing or reargument was served on the persons entitled to receive it;</text>
    </level>
    <level label="3">
      <text>the refusal of the Commissioner to grant a hearing; or</text>
    </level>
    <level label="4">
      <text>the decision issued under § 15–10A–04 of this article was served on the persons entitled to receive it.</text>
    </level>
  </level>
  <level label="e">
    <level label="1">
      <text>An appeal under this subtitle shall be captioned in accordance with the Maryland Rules.</text>
    </level>
    <level label="2">
      <text>On application to the court, any person may be added as a party, as the court directs, if:</text>
      <level label="i">
        <text>the financial interests of the person are or may be directly affected by the matter on appeal; or</text>
      </level>
      <level label="ii">
        <text>the person may be aggrieved by the matter on appeal.</text>
      </level>
    </level>
  </level>
  <level label="f">
    <text>When a petition for judicial review is filed with the appropriate court, the court has jurisdiction over the case and shall determine whether the filing operates as a stay of the order or action from which the appeal is taken.</text>
  </level>
  <level label="g">
    <level label="1">
      <text>In an appeal of an order resulting from a hearing, after receiving a copy of the petition for judicial review and within the time specified in the Maryland Rules, the Commissioner shall file in the court in which the appeal is pending:</text>
      <level label="i">
        <text>a copy of the order of the Commissioner from which the appeal is taken;</text>
      </level>
      <level label="ii">
        <text>a complete transcript, certified by the Commissioner, of the record on which the order was issued; and</text>
      </level>
      <level label="iii">
        <text>all exhibits and documentary evidence introduced at the hearing.</text>
      </level>
    </level>
    <level label="2">
      <text>In an appeal of a refusal by the Commissioner to grant a hearing, within the time specified in the Maryland Rules, the Commissioner shall file in the court in which the appeal is pending certified copies of all documents on file with the Commissioner that directly relate to the matter on appeal.</text>
    </level>
    <level label="3">
      <text>In an appeal of a decision issued under § 15–10A–04 of this article, after receiving a copy of the petition for judicial review and within the time specified in the Maryland Rules, the Commissioner shall file in the court in which the appeal is pending:</text>
      <level label="i">
        <text>a copy of the decision of the Commissioner from which the appeal is taken;</text>
      </level>
      <level label="ii">
        <text>a copy of the report of the independent review organization or medical expert; and</text>
      </level>
      <level label="iii">
        <text>all documentary evidence provided to the Commissioner and the independent review organization or medical expert that directly relates to the matter on appeal.</text>
      </level>
    </level>
  </level>
  <level label="h">
    <text>The court to which an appeal is taken may:</text>
    <level label="1">
      <text>affirm the decision of the Commissioner;</text>
    </level>
    <level label="2">
      <text>remand the case for further proceedings; or</text>
    </level>
    <level label="3">
      <text>reverse or modify the decision of the Commissioner if substantial rights of the petitioners may have been prejudiced because administrative findings, inferences, conclusions, or decisions:</text>
      <level label="i">
        <text>violate constitutional provisions;</text>
      </level>
      <level label="ii">
        <text>exceed the statutory authority or jurisdiction of the Commissioner;</text>
      </level>
      <level label="iii">
        <text>are made by unlawful procedure;</text>
      </level>
      <level label="iv">
        <text>are affected by other error of law;</text>
      </level>
      <level label="v">
        <text>are unsupported by competent, material, and substantial evidence in view of the entire record, as submitted; or</text>
      </level>
      <level label="vi">
        <text>are arbitrary or capricious.</text>
      </level>
    </level>
  </level>
  <level label="i">
    <text>Costs of an appeal shall be awarded as in civil actions.</text>
  </level>
  <level label="j">
    <level label="1">
      <text>Any party, including the Commissioner, may appeal from the judgment of the circuit court to the Appellate Court of Maryland as in other civil cases.</text>
    </level>
    <level label="2">
      <text>The judgment of the circuit court may be stayed only by order of court on the giving of any security that the court considers proper.</text>
    </level>
  </level>
</section>
