<?xml version='1.0' encoding='utf-8'?>
<section article="gin" article_name="Insurance" number="2-405" title_number="2" title_name="Maryland Insurance Administration" subtitle_number="4" subtitle_name="Insurance Fraud Division">
  <text>The Fraud Division:</text>
  <level label="1">
    <text>has the authority to investigate each person suspected of engaging in insurance fraud;</text>
  </level>
  <level label="2">
    <text>if appropriate after an investigation:</text>
    <level label="i">
      <text>shall refer suspected cases of insurance fraud to the Office of the Attorney General or appropriate local State’s Attorney to prosecute the person criminally for insurance fraud;</text>
    </level>
    <level label="ii">
      <text>shall notify the appropriate professional licensing board or disciplinary body of evidence of insurance fraud that involves professionals;</text>
    </level>
    <level label="iii">
      <text>shall notify the appropriate professional licensing board of evidence of gross overutilization of health care services;</text>
    </level>
    <level label="iv">
      <text>shall notify the Workers’ Compensation Commission of suspected cases of insurance fraud referred to the Office of the Attorney General or appropriate local State’s Attorney under subparagraph (i) of this paragraph that involve the payment of compensation, fees, or expenses under the Workers’ Compensation Law; and</text>
    </level>
    <level label="v">
      <text>shall assist local and State law enforcement agencies in the prosecution of automobile theft;</text>
    </level>
  </level>
  <level label="3">
    <text>shall compile and abstract information that includes the number of confirmed acts of insurance fraud and the type of acts of insurance fraud;</text>
  </level>
  <level label="4">
    <text>in exercising its authority under this subtitle, shall cooperate with the Department of State Police, Office of the Attorney General, local State’s Attorney in the jurisdiction in which the alleged acts of insurance fraud took place, and appropriate federal and local law enforcement authorities;</text>
  </level>
  <level label="5">
    <text>shall operate or provide for a toll–free insurance fraud hot line to receive and record information about alleged acts of insurance fraud;</text>
  </level>
  <level label="6">
    <text>in cooperation with the Office of the Attorney General and Department of State Police, shall conduct public outreach and awareness programs on the costs of insurance fraud to the public; and</text>
  </level>
  <level label="7">
    <text>shall investigate allegations of civil fraud and, if appropriate after investigation, impose administrative penalties and order restitution in accordance with § 27–408 of this article.</text>
  </level>
</section>
