# Insurance (GIN)

## Title 20. Maryland Automobile Insurance Fund

### Subtitle 4. Industry Automobile Insurance Association

#### Section 20-402

(a) The Association consists of all insurers except for the Fund that are licensed to write on a direct basis motor vehicle liability insurance or motor vehicle physical damage insurance in the State.

(b) As a condition of its authority to write motor vehicle liability insurance or motor vehicle physical damage insurance in the State, an insurer must be and remain an Association member.

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Md. Code Ann., Ins. (as displayed at mgaleg.maryland.gov, October 16, 2026)