# Insurance (GIN)

## Title 20. Maryland Automobile Insurance Fund

### Subtitle 5. Policies for Covered Vehicles

#### Section 20-512

(a) Except as provided in subsection (b) of this section, the Fund shall pay to a fund producer of a policyholder to whom a policy is issued a commission:

  (1) for private passenger auto insurance issued by the Fund, at a rate determined by the Fund but not less than 5% and not to exceed 15% of the total premium; and

  (2) for any other insurance issued by the Fund, at a rate determined by the Fund but not to exceed 10% of the total premium.

(b) The Fund may not pay a commission:

  (1) on a fully earned basis;

  (2) if a prospective insured fails to qualify under Sec. 20-502 of this subtitle;

  (3) if a prospective insured's initial payment to the Fund, a fund producer, or premium finance company is not honored; or

  (4) on a policy written directly by the Fund without the involvement of a fund producer.

(c) If a policy issued by the Fund is canceled, the Fund shall refund any unearned commissions.

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Md. Code Ann., Ins. (as displayed at mgaleg.maryland.gov, October 16, 2026)