# Insurance (GIN)

## Title 23. Premium Financing

### Subtitle 3. Premium Finance Agreements; Charges and Fees

#### Section 23-310

Filing of a premium finance agreement is not needed to perfect the validity of the premium finance agreement as a secured transaction as against creditors, subsequent purchasers, pledgees, encumbrancers, trustees in bankruptcy or any other insolvency proceeding under any law, or anyone having the status or power of any of those persons, their successors, or assigns.

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Md. Code Ann., Ins. (as displayed at mgaleg.maryland.gov, October 16, 2026)