# Insurance (GIN)

## Title 23. Premium Financing

### Subtitle 5. Prohibited Acts; Penalties

#### Section 23-505.1

An insurer that markets through independent insurance producers as defined in this article may not:

(1) refuse to issue or deny the issuance of a policy because premiums have been advanced by a registered premium finance company not affiliated with the insurer; or

(2) require an insured to use a particular premium finance company or other installment plan.

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Md. Code Ann., Ins. (as displayed at mgaleg.maryland.gov, October 16, 2026)