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<section article="gin" article_name="Insurance" number="24-209" title_number="24" title_name="State Created Mutual Societies and Other Entities" subtitle_number="2" subtitle_name="Medical Mutual Liability Insurance Society of Maryland">
  <level label="a">
    <text>Policies that the Society issues to each class of physicians and other health care providers shall be essentially uniform in terms and conditions of coverage.</text>
  </level>
  <level label="b">
    <text>Notwithstanding subsection (a) of this section, the Society may:</text>
    <level label="1">
      <text>establish reasonable classifications of physicians and other health care providers, insured activities, and exposures based on a good faith determination of relative exposures and hazards among classifications;</text>
    </level>
    <level label="2">
      <text>vary the limits, coverages, exclusions, conditions, and loss-sharing provisions among classifications; and</text>
    </level>
    <level label="3">
      <text>establish, for an individual physician or other health care provider within a classification, reasonable variations in the terms of coverage, including deductibles and loss-sharing provisions, based on the insured’s prior loss experience and current professional training and capability.</text>
    </level>
  </level>
  <level label="c">
    <level label="1">
      <text>In this subsection, “nursing facility” has the meaning stated in § 19-301 of the Health - General Article.</text>
    </level>
    <level label="2">
      <text>The Society may not deny, cancel, or refuse to renew medical professional liability insurance coverage for a physician, based solely on the physician’s:</text>
      <level label="i">
        <text>employment by, or provision of health care services at, an assisted living or nursing facility;</text>
      </level>
      <level label="ii">
        <text>provision of mammography services; or</text>
      </level>
      <level label="iii">
        <text>provision of services in an emergency room.</text>
      </level>
    </level>
  </level>
</section>
