# Insurance (GIN)

## Title 26. Motor Clubs

### Subtitle 4. Miscellaneous Provisions

#### Section 26-402

(a) Each motor club shall provide to its members:

  (1) a service contract;

  (2) a membership card; and

  (3) the following information:

    (i) the exact name of the motor club;

    (ii) the street address of the motor club's home office;

    (iii) the street address of the motor club's principal place of business in the State;

    (iv) the telephone numbers of the motor club's home and business offices; and

    (v) a description of the motor club services or benefits to which the member is entitled.

(b) Unless a motor club provides and the Commissioner approves another form of service contract, the service contract consists of:

  (1) the completed application or renewal application of the motor club;

  (2) the filed fees to be charged to members of the motor club; and

  (3) the description of motor club services or benefits to which the members are entitled.

(c) A service contract may not:

  (1) contain inconsistent, ambiguous, or misleading clauses, exceptions, or conditions that deceptively affect the risk purported to be assumed or the motor club service to be performed;

  (2) contain an inequitable provision that does not have a substantial benefit to the member;

  (3) require the payment of fees that are unreasonable in relation to the motor club service agreed to be performed; or

  (4) offer reimbursement only, unless the contract clearly states that emergency road service will not be provided.

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Md. Code Ann., Ins. (as displayed at mgaleg.maryland.gov, October 16, 2026)