Each motor club shall provide to its members: a service contract; a membership card; and the following information: the exact name of the motor club; the street address of the motor club’s home office; the street address of the motor club’s principal place of business in the State; the telephone numbers of the motor club’s home and business offices; and a description of the motor club services or benefits to which the member is entitled. Unless a motor club provides and the Commissioner approves another form of service contract, the service contract consists of: the completed application or renewal application of the motor club; the filed fees to be charged to members of the motor club; and the description of motor club services or benefits to which the members are entitled. A service contract may not: contain inconsistent, ambiguous, or misleading clauses, exceptions, or conditions that deceptively affect the risk purported to be assumed or the motor club service to be performed; contain an inequitable provision that does not have a substantial benefit to the member; require the payment of fees that are unreasonable in relation to the motor club service agreed to be performed; or offer reimbursement only, unless the contract clearly states that emergency road service will not be provided.