# Insurance (GIN)

## Title 26. Motor Clubs

### Subtitle 5. Prohibited Acts; Penalties

#### Section 26-501

(a) A person may not act as a representative of a licensee unless the person is registered under Subtitle 3 of this title.

(b) A person may not sell, solicit, or act as a representative for an unlicensed motor club doing business in the State.

#### Section 26-501.1

(a) This title does not apply to:

  (1) an authorized property and casualty insurer that provides emergency road service, towing service, or a similar type of indemnification under a policy that has been filed with and approved by the Commissioner; or

  (2) an obligor under a mechanical repair contract that provides emergency road service, towing service, or other service that may be offered by a licensed motor club under this title if the mechanical repair contract is offered in compliance with Sec. 15-311.2 of the Transportation Article.

(b) Unless a person holds a license issued by the Commissioner, the person may not represent to the public, by use of a title, including "motor club" or "licensed motor club", by description of services, or otherwise, that the person is licensed or otherwise authorized to provide motor club service or engage in the business of a motor club in the State.

#### Section 26-502

(a) A person that willfully violates this title is guilty of a misdemeanor and on conviction is subject to a fine not exceeding $1,000 or imprisonment not exceeding 1 year or both.

(b) In addition to any other penalty provided in this title, the Commissioner after notice and hearing may impose on a licensee or representative for each violation of this title a penalty:

  (1) not exceeding $25,000 for a licensee; or

  (2) not exceeding $5,000 for a representative.

(c) Instead of or in addition to a penalty imposed under this section, the Commissioner may require that restitution be made to any citizen who has suffered financial injury because of a violation of this title.

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Md. Code Ann., Ins. (as displayed at mgaleg.maryland.gov, October 16, 2026)