# Insurance (GIN)

## Title 27. Unfair Trade Practices and Other Prohibited Practices

### Subtitle 2. Unfair Methods of Competition and Unfair and Deceptive Acts or Practices

#### Section 27-218

(a) All burial insurance benefits shall be paid in cash to the beneficiary.

(b) A person engaged in the business of burial insurance may not pay or contract to pay wholly or partly burial insurance or its benefits to:

  (1) an official mortician, funeral director, or undertaker;

  (2) a designated mortician, funeral director, undertaker, or funeral directing or undertaking concern; or

  (3) a particular tradesperson or businessperson.

(c) This section does not apply to life insurance or an annuity used to fund a pre-need contract as defined in Sec. 7-101 of the Health Occupations Article or a preneed burial contract as defined in Sec. 5-701 of the Business Regulation Article.

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Md. Code Ann., Ins. (as displayed at mgaleg.maryland.gov, October 16, 2026)