# Insurance (GIN)

## Title 27. Unfair Trade Practices and Other Prohibited Practices

### Subtitle 3. Unfair Claim Settlement Practices

#### Section 27-302

(a) This subtitle applies to each individual or group policy, contract, or certificate of an insurer, nonprofit health service plan, or health maintenance organization that:

  (1) is delivered or issued in the State;

  (2) is issued to a group that has a main office in the State; or

  (3) covers individuals who reside or work in the State.

(b) This subtitle does not apply to:

  (1) reinsurance;

  (2) workers' compensation insurance; or

  (3) surety insurance.

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Md. Code Ann., Ins. (as displayed at mgaleg.maryland.gov, October 16, 2026)