# Insurance (GIN)

## Title 27. Unfair Trade Practices and Other Prohibited Practices

### Subtitle 4. Fraudulent Insurance Acts

#### Section 27-401

(a) In this subtitle the following words have the meanings indicated.

(b)

  (1) "Claim" means a demand for payment or benefit under a policy or contract by an insured, third party, or representative of the insured or third party.

  (2) "Claim" includes a demand for payment or benefit made against:

    (i) the State under Title 12 of the State Government Article, Title 2, Subtitle 5 of the State Personnel and Pensions Article, or Title 9 of the Labor and Employment Article; or

    (ii) the Maryland Transit Administration when acting as a self-insurer under Sec. 7-703 of the Transportation Article.

(c) "Motor vehicle accident" means an occurrence involving a motor  vehicle that results in damage to property or injury to a person.

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Md. Code Ann., Ins. (as displayed at mgaleg.maryland.gov, October 16, 2026)