§ 27–405
Statutes in effect as of October 1, 2026.
Md. Code Ann., Ins. § 27-405 (2026)
Title 27. Unfair Trade Practices and Other Prohibited Practices
Subtitle 4. Fraudulent Insurance Acts
§ 27–405LinkCopy Citation
(a)
It is a fraudulent insurance act for a person to act as or represent to the public that the person is:
(1)
an insurance producer or a public adjuster in the State if the person has not received the appropriate license under or otherwise complied with Title 10 of this article;
(2)
a navigator of the Small Business Health Options Program of the Maryland Health Benefit Exchange if the person has not received the appropriate license under or otherwise complied with § 31–112 of this article;
(3)
a navigator of the Individual Exchange of the Maryland Health Benefit Exchange if the person has not received the appropriate certification under or otherwise complied with § 31–113 of this article; or
(4)
an application counselor certified by the Individual Exchange of the Maryland Health Benefit Exchange if the person has not received the appropriate certification under or otherwise complied with § 31–113(r) of this article.
(b)
It is a fraudulent insurance act for an insurance producer:
(1)
to solicit or take application for, procure, or place for others insurance for which the insurance producer has not obtained an appropriate license;
(2)
knowingly to violate § 10–130 of this article; or
(3)
intentionally to fail to report to an insurer the exact amount of consideration charged as a premium for an insurance contract, if different from the policy premium, and to fail to maintain records that show that information.