# Insurance (GIN)

## Title 27. Unfair Trade Practices and Other Prohibited Practices

### Subtitle 4. Fraudulent Insurance Acts

#### Section 27-407.1

It is a fraudulent insurance act for a person, with the purpose of submitting a claim under a policy of motor vehicle insurance, to organize, plan, or knowingly participate in:

(1) an intentional motor vehicle accident; or

(2) a scheme to create documentation of a motor vehicle accident that did not occur.

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Md. Code Ann., Ins. (as displayed at mgaleg.maryland.gov, October 16, 2026)