In this subtitle the following words have the meanings indicated. “Commercial insurance” means property insurance or casualty insurance issued to an individual, a sole proprietor, partnership, corporation, limited liability company, or similar entity and intended to insure against loss arising from the business pursuits of the insured entity. “Commercial insurance” does not include: policies issued by the Maryland Automobile Insurance Fund; policies issued by the Joint Insurance Association; workers’ compensation insurance; or title insurance. “Personal insurance” means property insurance or casualty insurance issued to an individual, trust, estate, or similar entity that is intended to insure against loss arising principally from the personal, noncommercial activities of the insured. “Personal insurance” does not include: motor vehicle liability insurance policies subject to § 27-613 of this subtitle; policies issued by the Maryland Automobile Insurance Fund; policies issued by the Joint Insurance Association; or surety insurance.