If an insurer fails to comply with any provision of § 27-602, § 27-603, § 27-604, § 27-605, § 27-606, § 27-607, § 27-608, § 27-610, or § 27-613 of this subtitle, the insurer is liable to the applicant for the coverage that was requested, or that would have become effective except for the failure to comply with these provisions, unless the person seeking coverage: no longer wishes the coverage; has obtained other substantially equivalent coverage; or fails to tender or pay the premium after reasonable demand for the premium has been made. The liability of an insurer under paragraph (1) of this subsection is in addition to any other penalties applicable by law. Liability for coverage does not apply to failure to comply with § 27-611 of this subtitle, as it relates to motor vehicle liability insurance.