# Insurance (GIN)

## Title 3. Kinds of Insurers

### Subtitle 2. Reciprocal Insurers

#### Section 3-207

(a) A certificate of authority authorizes a reciprocal insurer to engage in one kind or a combination of kinds of insurance business, except for life insurance and health insurance other than as supplementary coverage in policies of liability insurance.

(b) A certificate of authority authorizes a reciprocal insurer to purchase reinsurance and grant reinsurance as to any kind of insurance business in which the reciprocal insurer is authorized to engage.

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Md. Code Ann., Ins. (as displayed at mgaleg.maryland.gov, October 16, 2026)