# Insurance (GIN)

## Title 3. Kinds of Insurers

### Subtitle 3. Surplus Lines Insurance

#### Section 3-310

(a) Except as provided in subsection (b) of this section, a person must obtain a certificate of qualification to act as a surplus lines broker before the person acts as a surplus lines broker in the State.

(b) A person is not required to obtain a certificate of qualification to act as a surplus lines broker in the State if:

  (1) the State is not the home state of the insured; and

  (2) the surplus lines broker has obtained a license or other authorization from the home state of the insured.

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Md. Code Ann., Ins. (as displayed at mgaleg.maryland.gov, October 16, 2026)