# Insurance (GIN)

## Title 3. Kinds of Insurers

### Subtitle 3. Surplus Lines Insurance

#### Section 3-326

(a) A surplus lines broker may not:

  (1) knowingly or negligently deliver a false binder or cover note; or

  (2) fail to notify the insured promptly of any material change with respect to surplus lines insurance by delivery to the insured of a substitute binder or cover note as provided in Sec. 3-321 of this subtitle.

(b) A violation of subsection (a) of this section is a violation of this article.

(c) A person that violates subsection (a) of this section is guilty of a misdemeanor and on conviction is subject to the penalty provided by Sec. 1-301 of this article or to any greater applicable penalty provided by law.

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Md. Code Ann., Ins. (as displayed at mgaleg.maryland.gov, October 16, 2026)