# Insurance (GIN)

## Title 32. Risk Management and Own Risk and Solvency Assessment Act

### Subtitle 1

#### Section 32-102

(a) The purposes of this title are to:

  (1) require a carrier or insurance group to maintain a risk management framework and complete an ORSA;

  (2) set the requirements for filing an ORSA Summary Report with the Commissioner; and

  (3) provide for the confidential treatment of the ORSA, the ORSA Summary Report, and other ORSA-related information.

(b) This title applies to all carriers domiciled in the State that are not exempt under Sec. 32-106 of this title.

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Md. Code Ann., Ins. (as displayed at mgaleg.maryland.gov, October 16, 2026)