# Insurance (GIN)

## Title 4. General Requirements for Insurers

### Subtitle 1. Certificates of Authority

#### Section 4-109

(a) Within a reasonable time after the filing of a completed application for an initial certificate of authority, the Commissioner shall:

  (1) issue an appropriate certificate of authority; or

  (2) disapprove the application and state the grounds for disapproval.

(b) On request of an insurer, the Commissioner may issue a certificate of authority limited to a particular type of insurance or insurance coverage within the scope of a kind of insurance.

---

Md. Code Ann., Ins. (as displayed at mgaleg.maryland.gov, October 16, 2026)