# Insurance (GIN)

## Title 4. General Requirements for Insurers

### Subtitle 2. Unauthorized Insurers

#### Section 4-208

(a) This section does not apply to:

  (1) lawfully procured surplus lines insurance; or

  (2) insurance contracts that are independently procured through negotiations occurring entirely outside of the State and that are reported and on which the premium tax is paid under Sec.Sec. 4-210 and 4-211 of this subtitle.

(b) An unauthorized insurer may not enforce an insurance contract effective in the State and entered into by the unauthorized insurer.

---

Md. Code Ann., Ins. (as displayed at mgaleg.maryland.gov, October 16, 2026)