# Insurance (GIN)

## Title 4. General Requirements for Insurers

### Subtitle 2. Unauthorized Insurers

#### Section 4-212

An unauthorized insurer or person that violates this subtitle is subject to a civil penalty of not less than $100 but not exceeding $125,000 for each violation.

---

Md. Code Ann., Ins. (as displayed at mgaleg.maryland.gov, October 16, 2026)