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<section article="gin" article_name="Insurance" number="4-401" title_number="4" title_name="General Requirements for Insurers" subtitle_number="4" subtitle_name="Disclosure Requirements for Insurers">
  <level label="a">
    <text>This section applies to:</text>
    <level label="1">
      <text>each insurer that provides professional liability insurance to:</text>
      <level label="i">
        <text>a physician, nurse, dentist, podiatrist, optometrist, or chiropractor licensed under the Health Occupations Article; or</text>
      </level>
      <level label="ii">
        <text>a hospital licensed under the Health – General Article; and</text>
      </level>
    </level>
    <level label="2">
      <text>each self–insured hospital.</text>
    </level>
  </level>
  <level label="b">
    <text>An entity subject to this section shall report quarterly any claim or action for damages for personal injury if the claim or action:</text>
    <level label="1">
      <text>is claimed to have been caused by an error, omission, or negligence in the performance of the insured’s professional services or is based on a claimed performance of the insured’s professional services without consent; and</text>
    </level>
    <level label="2">
      <text>resulted in:</text>
      <level label="i">
        <text>a final judgment in any amount;</text>
      </level>
      <level label="ii">
        <text>a settlement in any amount; or</text>
      </level>
      <level label="iii">
        <text>a final disposition that does not result in payment on behalf of the insured.</text>
      </level>
    </level>
  </level>
  <level label="c">
    <text>A report required under this section shall contain the information required under § 4–405(b) of this subtitle.</text>
  </level>
  <level label="d">
    <text>A report required under this section shall be filed within 90 days after the end of the quarter during which an event described in subsection (b)(2)(i), (ii), or (iii) of this section occurred.</text>
  </level>
  <level label="e">
    <level label="1">
      <text>A report that relates to a physician shall be filed with the State Board of Physicians.</text>
    </level>
    <level label="2">
      <text>A report that relates to a hospital shall be filed with the Secretary of Health.</text>
    </level>
    <level label="3">
      <text>A report that relates to a nurse, dentist, podiatrist, optometrist, or chiropractor shall be filed with the appropriate licensing board for these health care providers.</text>
    </level>
  </level>
  <level label="f">
    <level label="1">
      <text>Subject to paragraph (2) of this subsection, a report filed in accordance with this section shall be treated as a personal record under § 4–501(e) of the General Provisions Article.</text>
    </level>
    <level label="2">
      <text>Each report shall be released to the Maryland Health Care Commission.</text>
    </level>
  </level>
  <level label="g">
    <text>An insurer that reports under this section or its agents or employees, the State Board of Physicians or its representatives, and any appropriate licensing authority that receives a report under this section shall have the immunity from liability described in § 5–701 of the Courts Article for any action taken by them under this section.</text>
  </level>
  <level label="h">
    <text>Failure to report to a person specified in subsection (e)(1), (2), or (3) of this section may result in the imposition by a circuit court of a civil penalty of up to $5,000.</text>
  </level>
</section>
