# Insurance (GIN)

## Title 5. Assets, Liabilities, Reserves, and Investments of Insurers

### Subtitle 5. Investments of Life Insurers

#### Section 5-508

(a) A life insurer may lend to its policyholder on the policy as collateral security an amount not exceeding the cash surrender value of the policy.

(b) A policy loan is an eligible reserve investment of a life insurer.

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Md. Code Ann., Ins. (as displayed at mgaleg.maryland.gov, October 16, 2026)