A society may admit to membership an individual who: is older than 14 1/2 years old; and gives the society evidence of insurability acceptable to the society. A minor who is admitted to the society is: bound by the terms of the application and certificate and by the laws and rules of the society; and entitled to the rights and privileges of membership as though the individual were an adult at the time of application. A society also may admit general or social members who do not have a voice or vote in the management of the society’s insurance affairs. The members of a grand, supreme, or subordinate lodge or branch of a society are not personally liable for payment of a benefit provided by the society. A society shall specify in its laws or rules the rights and privileges of each membership class. Membership rights in a society are personal to the member and not assignable.