# Insurance (GIN)

## Title 9. Impaired Entities

### Subtitle 3. Property and Casualty Insurance Guaranty Corporation

#### Section 9-313

The rate and premium charged for a policy or surety bond to which this subtitle applies:

(1) shall include an amount sufficient to recoup, over a reasonable length of time of not less than 3 years, the amount paid to the Corporation by the member insurer less any amount returned to the member insurer by the Corporation; and

(2) may not be considered excessive because the rate and premium contain an amount reasonably calculated to recoup assessments paid by the member insurer.

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Md. Code Ann., Ins. (as displayed at mgaleg.maryland.gov, October 16, 2026)