In this section, “structure” means: a church, chapel, or convent; a dwelling; a building used or designed as a place to transact business or store property; a barn, stable, or other outbuilding; or a ship, shipyard, or lumberyard. Subject to § 14-1002 of this subtitle, if a structure or personal property is stolen, damaged, or destroyed in a riot, the injured party may recover actual damages sustained in a civil action against the county or municipal corporation of the State in which the riot occurred.