If an insurer has reason to suspect that a fire loss to real or personal property of the insured was caused by incendiary means, the insurer shall: notify the fire investigator; provide the fire investigator with all relevant material acquired during the insurer’s investigation of the fire loss; cooperate with and take any action requested by the fire investigator; and allow a person, on court order, to inspect any of the insurer’s records that relate to the policy and the fire loss.