# Real Property (GRP)

## Title 14. Miscellaneous Rules

### Subtitle 10

#### Section 14-1007

During a transferor's life, a transfer-on-death deed does not:

(1) Affect an interest or a right of the transferor or any other owner, including the right to transfer or encumber the property;

(2) Affect an interest or a right of a transferee, even if the transferee has actual or constructive notice of the transfer-on-death deed;

(3) Affect an interest or a right of a secured or unsecured creditor or future creditor of the transferor, even if the creditor has actual or constructive notice of the transfer-on-death deed;

(4) Affect the transferor's or designated beneficiary's eligibility for any form of public assistance;

(5) Create a legal or equitable interest in favor of any designated beneficiary; or

(6) Subject the property to claims or process of a creditor of any designated beneficiary.

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Md. Code Ann., Real Prop. (as displayed at mgaleg.maryland.gov, October 16, 2026)