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<section article="grp" article_name="Real Property" number="7-105.2" title_number="7" title_name="Mortgages, Deeds of Trust, and Vendor's Liens" subtitle_number="1" subtitle_name="Mortgages and Deeds of Trust">
  <level label="a">
    <level label="1">
      <text>In this section the following words have the meanings indicated.</text>
    </level>
    <level label="2">
      <text>“Foreclosed Property Registry” means the Foreclosed Property Registry established by the Commissioner of Financial Regulation under § 7–105.14 of this subtitle.</text>
    </level>
    <level label="3">
      <text>“Local jurisdiction” means:</text>
      <level label="i">
        <text>A county; or</text>
      </level>
      <level label="ii">
        <text>A municipal corporation.</text>
      </level>
    </level>
    <level label="4">
      <text>“Notice of foreclosure” means the notice described in subsection (b) of this section.</text>
    </level>
    <level label="5">
      <text>“Person authorized to make the sale” means the person designated under the Maryland Rules to sell residential property subject to foreclosure.</text>
    </level>
    <level label="6">
      <text>“Residential property” means real property improved by four or fewer dwelling units that are designed principally and are intended for human habitation.</text>
    </level>
  </level>
  <level label="b">
    <level label="1">
      <text>Within 7 days of the filing of an order to docket or a complaint to foreclose a mortgage or deed of trust on a residential property by a person authorized to make the sale of the residential property, the person authorized to make the sale shall provide the Commissioner of Financial Regulation with a notice of foreclosure as required under this subsection.</text>
    </level>
    <level label="2">
      <text>The notice of foreclosure shall:</text>
      <level label="i">
        <text>Be in the form the Commissioner of Financial Regulation requires, which may be the form of a registration with the Foreclosed Property Registry; and</text>
      </level>
      <level label="ii">
        <text>Contain the following information regarding the property that is subject to foreclosure:</text>
        <level label="1">
          <text>The street address;</text>
        </level>
        <level label="2">
          <text>The tax account number, if known;</text>
        </level>
        <level label="3">
          <text>Whether the property is vacant, if known;</text>
        </level>
        <level label="4">
          <text>The name, address, and telephone number of the owner or owners of the property, if known;</text>
        </level>
        <level label="5">
          <text>The name, address, and telephone number of the person authorized to make the sale; and</text>
        </level>
        <level label="6">
          <text>The name, address, and telephone number of a person authorized to manage and maintain the property before the foreclosure sale, if known.</text>
        </level>
      </level>
    </level>
  </level>
  <level label="c">
    <level label="1">
      <text>A notice of foreclosure:</text>
      <level label="i">
        <text>Is not a public record as defined in § 4–101 of the General Provisions Article; and</text>
      </level>
      <level label="ii">
        <text>Is not subject to Title 4 of the General Provisions Article.</text>
      </level>
    </level>
    <level label="2">
      <text>The Commissioner of Financial Regulation may authorize access to a notice of foreclosure only to local jurisdictions, the agencies of local jurisdictions, and representatives of State agencies.</text>
    </level>
    <level label="3">
      <text>Notwithstanding paragraphs (1) and (2) of this subsection, the Commissioner of Financial Regulation or a local jurisdiction may provide information for a specific property described in a notice of foreclosure to:</text>
      <level label="i">
        <text>A person who owns property on the same block; or</text>
      </level>
      <level label="ii">
        <text>A homeowners association or condominium in which the property is located.</text>
      </level>
    </level>
  </level>
</section>
