In this title the following words have the meanings indicated. “Attached to a permanent foundation” means anchored to real property by attachment to a permanent foundation and connected to utilities, including water, gas, electricity, or sewer or septic service. “Certificate of origin” has the meaning stated in § 13–101 of the Transportation Article. “Certificate of title” means a title issued by the Motor Vehicle Administration for a manufactured home under Title 13 of the Transportation Article. “Convert” means to make a manufactured home that is attached to a permanent foundation considered as permanently affixed to a parcel of real property and treated as an integral part of the parcel. “Lien” means an interest in a manufactured home, whether as personal property or real property, or in the parcel of real property to which the manufactured home is or will be affixed, that secures payment of a debt or performance of an obligation. “Lien” includes: A mortgage, deed of trust, security agreement, or other instrument creating an encumbrance on the property; or An encumbrance arising by operation of law. “Manufactured home” has the meaning stated in § 9–102(a) of the Commercial Law Article. “Owner” means a person that has an ownership interest in a manufactured home. “Sever” means to separate a manufactured home that has been converted to real property from the parcel of real property to which it has been affixed.