The Treasurer shall give 15% of the weight of the decision to the standards established in this section in deciding whether to: designate a financial institution as a depositary for State money under § 6-205 of this subtitle; and make an agreement with a financial institution for a banking service under § 6-229 of this subtitle. The Treasurer shall consider whether the financial institution received a rating of “needs improvement” or “substantial noncompliance” in its most recent examination under the federal Community Reinvestment Act of 1977, P.L. Number 95-128. If a financial institution operates in a state other than Maryland, the Treasurer shall consider Maryland-specific information that is provided within the assessment area section of the Community Reinvestment Act report. The Treasurer shall consider whether, during the previous 5 years, a court in Maryland has found, in a final adjudication, that a financial institution has violated any antidiscrimination statute or regulation. The Treasurer may consider whether, during the previous 5 years, a court outside Maryland has found, in a final adjudication, that a financial institution has violated any antidiscrimination statute or regulation. The Treasurer may determine how to assess a violation under paragraph (1) or (2) of this subsection if the violation was committed by: an affiliate of the financial institution; or an entity acquired by the financial institution. The Treasurer shall consider whether the financial institution has demonstrated that during the previous 5 years, the financial institution has: successfully made loans in Maryland through State or federal lending programs designed to assist small and minority-owned businesses; had an active outreach program to assist small and minority-owned businesses through which the financial institution has made efforts in Maryland; and established strategic partnerships in Maryland with entities whose mission is to provide technical assistance to small and minority-owned businesses.