In this subtitle the following words have the meanings indicated. “Commissioner” means the Maryland Insurance Commissioner. “Division” means the People’s Insurance Counsel Division in the Office of the Attorney General. “Health care provider” has the meaning stated in § 3-2A-01 of the Courts Article. “Homeowner’s insurer” means an insurer that issues or delivers a policy or contract of homeowner’s insurance in the State. “Insurance consumers” means persons insured under policies or contracts of medical professional liability insurance, and homeowner’s insurance issued or delivered in the State by a medical professional liability insurer or a homeowner’s insurer. “Insurer” means a medical professional liability insurer or a homeowner’s insurer authorized to engage in the insurance business in the State under a certificate of authority issued by the Commissioner. “Medical injury” has the meaning stated in § 3-2A-01 of the Courts Article. “Medical professional liability insurer” means an insurer that issues or delivers a policy in the State that insures a health care provider against damages due to medical injury. “Premium” has the meaning stated in § 1-101 of the Insurance Article to the extent it is allocable to this State.