# State Personnel and Pensions (GSP)

## Title 22. Employees' and Teachers' Retirement Systems

### Subtitle 4. Service Retirement Benefits

#### Section 22-402

(a) A member may retire with an early service retirement allowance if:

  (1) on or before the date of retirement, the member:

    (i) has at least 25 but less than 30 years of eligibility service; and

    (ii) is less than 60 years old; and

  (2) the member completes and submits a written application to the Board of Trustees stating the date when the member desires to retire.

(b) On retirement under this section, a member is entitled to an early service retirement allowance that equals one fifty-fifth of the member's average final compensation multiplied by the number of years of creditable service reduced by 0.5% for each month by which the member's date of retirement precedes the earlier of:

  (1) the date the member will be 60 years old; or

  (2) the date the member would have completed 30 years of eligibility service had the member continued employment.

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Md. Code Ann., State Pers. & Pens. (as displayed at mgaleg.maryland.gov, October 16, 2026)