In this title the following words have the meanings indicated. “Company” means an association, corporation, or joint-stock company. “Financial institution” means: a credit company; except as provided in paragraph (2)(i) of this subsection, a finance company; an international banking facility; a loan company; a mortgage company; a safe-deposit company; and a savings and loan association. “Financial institution” does not include: a finance company that makes loans only to farmers for agricultural purposes; a company licensed under the federal Small Business Investment Act of 1958; a corporation that elects to be taxed as a small business corporation under Subchapter S of the Internal Revenue Code; an entity that is a real estate mortgage investment conduit as defined in the Internal Revenue Code; a limited liability company; or a commercial bank, savings bank, trust company, or company that substantially competes with national banks in the State. “Savings and loan association” means: a savings and loan association that: is organized under the laws of this State; is organized under the laws of another state and is admitted to do business in this State; or is organized under the laws of the United States and has an office in this State; or a savings bank chartered by the Federal Home Loan Bank Board. “Savings bank” means a company or other institution that is organized to receive deposits of money and pay interest on the deposits. “Savings bank” does not include a bank with capital stock.