The plaintiff in any action to foreclose the right of redemption shall be the holder of the certificate of sale. Except as otherwise provided in this subsection, the defendants in any action to foreclose the right of redemption shall be: the record title holder of the property as disclosed by a search performed in accordance with generally accepted standards of title examination of the land records of the county, of the records of the register of wills of the county, and of the records of the circuit court for the county; if the property is subject to a ground rent, the record title holder of the fee–simple title and the owner of the leasehold title as disclosed by a search performed in accordance with generally accepted standards of title examination of the land records of the county, of the records of the register of wills of the county and of the records of the circuit court for the county; any mortgagee of the property or any assignee of the mortgagee of record, named as such in any unreleased mortgage recorded in the land records of the county; the trustee under any deed of trust recorded against the property or any holder of a beneficial interest in a deed of trust who files notice of the interest, which notice shall include identification of the deed of trust, the book and page where the deed of trust is recorded, and the address at which the holder may be served with a summons; the county where the property is located; and if appropriate, the State. The plaintiff may choose not to include as a defendant any of the persons enumerated in paragraph (1) of this subsection. However, the rights of any person not included as a defendant are not affected by the proceedings. Subject to the provisions of paragraph (4) of this subsection, it is not necessary to name as defendant any other person that has or claims to have any right, title, interest, claim, lien or equity of redemption in the property sold by the collector. Any of these persons are included as defendants by the designation “all persons that have or claim to have any interest in property ..... (giving a description of the property in substantially the same form as the description that appears on the Collector’s certificate of tax sale).” Any of these persons may be designated throughout the proceeding by the above designation and the cause may proceed against them by publication under order of court as provided in this subtitle. Notwithstanding the provision of paragraph (3) of this subsection, the plaintiff shall send written notice of the proceeding to: all persons having a recorded interest, claim, or lien, including a judgment, who have not been made a defendant in the proceeding, and, if the subject property is part of a homeowners association or condominium association, to the homeowners association or condominium association governing the property, at the last reasonably ascertainable address; each tenant of the subject property whose identity is known to the plaintiff, at the tenant’s last reasonably ascertainable address; and if the subject property is owner–occupied, the State Tax Sale Ombudsman. The notice under this subsection shall: be sent by certified mail, postage prepaid, return receipt requested, bearing a postmark from the United States Postal Service; and be accompanied by a copy of the complaint. The plaintiff shall file in the action: the return receipt from the notice; or an affidavit that: the notice provisions of this subsection have been complied with; or the address of the holder of the subordinate interest is not reasonably ascertainable. Notwithstanding any other provisions of this subsection, the plaintiff shall send written notice of the proceeding to any tenant of the subject property whose occupancy of the property is reasonably ascertainable by the plaintiff, whether or not the tenant’s identity is known: by first–class mail, postage prepaid, bearing a postmark from the United States Postal Service addressed to the tenant by name if the identity of the tenant is known to the plaintiff, and addressed to “occupant” if the identity of the tenant is not known; to each separately leased area of the property that the plaintiff can reasonably ascertain is occupied; in an envelope prominently marked on the outside with the following phrase “Notice of Action to Foreclose”; and accompanied by a copy of the complaint. A notice to tenants under this paragraph shall include the following statement in conspicuous, bold–faced print: “If the unpaid taxes, together with costs and expenses, are not paid, the court may enter a judgment foreclosing the right of redemption that would terminate your lease and right to occupy the property. You have the right to pay the unpaid taxes, together with costs and expenses, and avoid lease termination and eviction. A judgment foreclosing the right of redemption could be entered within the next 90 days and at that time you could be evicted or required to vacate the property.”. If the filing under paragraph (4)(iii) of this subsection is made before final ratification of the sale, failure of a holder of a subordinate interest or a tenant to receive the notice does not invalidate the sale. Further notice of the proceeding shall be required by posting of the property in accordance with applicable Maryland Rules of Procedure. Subject to subparagraphs (ii) and (iii) of this paragraph, after issuance of the judgment foreclosing right of redemption and at least 30 days before taking possession of the property, the plaintiff shall give any tenant of the property written notice of the plaintiff’s intention to obtain possession of the property and that the tenant must vacate the property within 30 days after the notice. During the 30–day period immediately following issuance of the judgment foreclosing the right of redemption, the plaintiff may apply for, process, and obtain, but not execute upon, a writ for possession of the property. The notice shall be sent: by first–class mail, postage prepaid, certificate of mailing, bearing a postmark from the United States Postal Service addressed to the tenant by name if the identity of the tenant is known to the plaintiff, and addressed to “occupant” if the identity of the tenant is not known; to each separately leased area of the property that the plaintiff can reasonably ascertain is occupied; and in an envelope prominently marked on the outside with the following phrase “Notice of Taking Possession of Property”. The notice required under this paragraph shall also be posted on the property within 5 days of first being sent under subparagraph (iii) of this paragraph. If an individual required to be named as a defendant is deceased and the plaintiff knows of a personal representative, the plaintiff shall join the personal representative as a defendant. If an individual required to be named as a defendant is deceased, or is believed by the plaintiff to be deceased, and the plaintiff knows of no personal representative, the plaintiff shall state those facts in an affidavit filed with the complaint. If the plaintiff states in an affidavit under subparagraph (ii) of this paragraph that an individual is deceased, the plaintiff may join as defendants “the testate and intestate successors of __________ (naming the deceased individual), deceased, and all persons claiming by, through, or under the decedent”. If the plaintiff states in an affidavit under subparagraph (ii) of this paragraph that an individual is believed to be deceased, the plaintiff may join the individual as a defendant, and may also join “the testate and intestate successors of __________ (naming the individual), believed to be deceased, and all persons claiming by, through, or under the individual believed to be deceased”.