# Transportation (GTR)

## Title 18.5. Peer-to-peer Car Sharing Programs

### Subtitle 1

#### Section 18.5-102.1

(a)

  (1) Except as provided in paragraph (2) of this subsection, this section applies only to:

    (i) Peer-to-peer car sharing transactions originating in the State; and

    (ii) Third-party claims against a shared vehicle driver arising out of the security requirement under Sec. 18.5-102(a)(2) of this subtitle.

  (2) This section does not apply to a replacement vehicle under Sec. 18.5-102(a)(2) of this subtitle.

(b) A peer-to-peer car sharing program shall be responsible for providing the required security under Sec. 17-103 of this article on a primary basis for a third-party liability claim if the peer-to-peer car sharing program:

  (1) Fails to deliver notice of the claim;

  (2) Fails to cooperate with the insurer;

  (3) Prejudiced the handling of the third-party claim before the insurer assumed the handling of the claim;

  (4) Has provided liability, property damage, uninsured motorist, or other coverage to the insured that is:

    (i) Additional to the insurance coverage required under Sec. 19-520(d)(1) of the Insurance Article; and

    (ii) Applicable to the third-party claim as a benefit under a supplemental insurance policy sold to the shared vehicle driver in connection with, and incidental to, the peer-to-peer car sharing transaction; or

  (5) Fails to provide the disclosures required under Sec. 19-520(c)(3) of the Insurance Article.

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Md. Code Ann., Transp. (as displayed at mgaleg.maryland.gov, October 16, 2026)