# COMAR Title 02 — Office of the Attorney General

## Subtitle 01 — Consumer Protection Division

### Chapter 05 — Refund Policy of Retailers

#### Regulation .01 General.

*COMAR 02.01.05.01*

These regulations are promulgated pursuant to the Commercial Law Article, §13-205, Annotated Code of Maryland. The provisions of the Commercial Law Article, §13-301(9), Annotated Code of Maryland, declare it to be an unfair or deceptive trade practice to knowingly conceal, suppress, or omit any material fact with the intent that a consumer rely on the same in connection with the promotion or sale of any consumer goods. The refund and exchange policies or a policy of no refunds or exchanges is material to consumers in making purchasing decisions, and consumers necessarily rely upon representations, past business practice, and the absence of a declared polity in making purchasing decisions.