In the event of default, as provided in the legal documents, or in the event of a prospective default, the Department may: Modify the rate of interest; Defer payment of principal, interest, or both, or forgive interest; Modify the term of the loan; Modify the loan in any other way in order to promote repayment of the loan and achieve the purpose of the Program; or Accelerate the loan and foreclose on the mortgage or accept a deed in lieu of foreclosure. The mortgage securing the program loan may be released if the Department, in its sole discretion, determines that it is in the best financial interests of the Department to do so.