Forms and Documentation. The application and the loan documents shall be made upon standard forms prescribed by the Program. Program Fund Allocations. It is the intent of the Department that Program funds be distributed Statewide to eligible applicants and borrowers. Program funds shall be made available to eligible loan applicants on a first-come first-served basis. The Secretary may reserve a portion of the Program funds to be used for emergency circumstances. Delegation of Authority. Any action or decision required or permitted to be taken or made by the Department under the Act or these regulations, except for actions when the Secretary is designated, may be delegated by the Secretary. Operational Manuals. The Department may establish from time to time operational handbooks or manuals governing matters relating to the Program, including descriptive statements of Program procedures which do not affect directly the rights of, or the procedures available to, the public. Loan Servicing. The Department may enter into: Servicing agreements with mortgage loan servicers acceptable to the Department; Agreements with financial counseling agencies described in Regulation .12. Power of the Department. The Department may do any of the following: Assign a mortgage for value; Release a mortgage; Foreclose a mortgage; Acquire property securing a loan in default; Encumber, sell, or otherwise dispose of property acquired in connection with a loan in default; or Obtain and seek enforcement of a deficiency judgment.