A loan may be used to pay up to 100 percent of the following types of settlement expenses: Fees or premiums for title examination, title insurance, or similar expenses; Fees for preparation of a deed, settlement statement, or other documents; Payments owed at the time of settlement for property taxes or hazard insurance coverage; Escrows for future payments of taxes and hazard insurance; Fees for notarizing deeds and other documents; Appraisal fees; Fees for credit reports; Transfer and recordation taxes and fees; Fees or premiums for mortgage insurance; Loan discount points and origination fees; Down payments; Up to 30 days' worth of prepaid interest; Home inspection fee; and Other settlement expenses as may be approved by the Program before the loan closing.