Program Handbook. The Department may establish from time to time program guidelines or manuals containing internal underwriting standards and loan processing requirements. Fees. The Department may charge an applicant, borrower, or lender customary loan application and loan fees. The Department shall ensure that program guidelines, fee information, and application forms are publicly available on its website and at its offices. Delegation. The Secretary may delegate to the Director of the Administration or to any other official or employee of the Department or Administration the authority to execute or approve any program loans, documents, or contract documents. Waiver. The Secretary may waive or vary particular provisions of these regulations in writing to the extent that the waiver is not inconsistent with the Act if: Conformance to the requirements of any federal, State, or local programs in connection with providing financing to the project necessitates waiver or variance of a regulation; or In the determination of the Secretary, the application of a regulation in a specific case or in any emergency situation would be inequitable or contrary to the purposes of the Act.