# COMAR Title 05 — Department of Housing and Community Development

## Subtitle 04 — Special Loan Programs

### Chapter 01 — Maryland Housing Rehabilitation Program — Regular Rehabilitation Program

#### Regulation .07-1 Program Grants.

*COMAR 05.04.01.07-1*

A. The Department may make a Program loan in the form of a grant to a single family owner-occupant that meets the requirements of this regulation.

B. To be eligible for a grant, an applicant shall:

  (1) Own and occupy the dwelling;

  (2) Be a family of very low income; and

  (3) Be unable to undertake the rehabilitation project without a grant as determined by the Department.

C. A grant may provide for:

  (1) No required payments;

  (2) The deferral of payments; or

  (3) The reduction of the principal balance owed over a period of time.

D. The Department shall follow Regulations .09 —.15 of this chapter for approving and processing grants.

E. A grant may be unsecured or secured by a security instrument acceptable to the Department.

F. The Department may establish limitations:

  (1) On the percentage of allocations and the percentage of the annual funding appropriated to the Program which may be used for grants; and

  (2) On the maximum grant amount that may be awarded for a dwelling.