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<regulation prefix="Regulation" num=".10" citation="COMAR 05.04.06.10" title_num="05" subtitle_num="04" chapter_num="06" heading="Loan and Grant Application Process.">
  <paragraph num="A.">
    <text>Application Procedures In General. The Department shall establish application procedures for local administrators to follow. These procedures may be amended from time to time and shall be binding on all applicants. Alternative procedures may not be used without the prior approval of the Department.</text>
  </paragraph>
  <paragraph num="B.">
    <text>Application Forms. All loan and grant applications shall be made upon standard forms described by the Department.</text>
  </paragraph>
  <paragraph num="C.">
    <text>Application Fee. Upon submission of a loan or grant application, the applicant may be required to pay an application fee in an amount set by the local administrator, subject to approval by the Department.</text>
  </paragraph>
  <paragraph num="D.">
    <text>Documentation.</text>
    <paragraph num="(1)">
      <text>The applicant shall submit with the application any documentation that the Department requires.</text>
    </paragraph>
    <paragraph num="(2)">
      <text>The applicant ;may submit supporting documentation specified in the checklist attached to the application, including but not limited to, the following:</text>
      <paragraph num="(a)">
        <text>A copy of the deed to the property;</text>
      </paragraph>
      <paragraph num="(b)">
        <text>A copy of the first page and declarations page of all policies for fire and extended coverage insurance and, if applicable, flood insurance;</text>
      </paragraph>
      <paragraph num="(c)">
        <text>A copy of the most recent real estate tax bill which sets forth the current assessed value of the building and the property;</text>
      </paragraph>
      <paragraph num="(d)">
        <text>A copy of lead-testing results and any inspection reports for the property;</text>
      </paragraph>
      <paragraph num="(e)">
        <text>Contractor's proposal outlining the cost and proposed lead hazard reduction activity to achieve compliance with MDE regulations; and</text>
      </paragraph>
      <paragraph num="(f)">
        <text>Evidence that the property is registered as required under the Lead Poisoning Prevention Program.</text>
      </paragraph>
    </paragraph>
    <paragraph num="(3)">
      <text>A loan applicant shall submit the following additional documentation:</text>
      <paragraph num="(a)">
        <text>Any documentation required by the Department to establish the eligibility and creditworthiness of the applicant;</text>
      </paragraph>
      <paragraph num="(b)">
        <text>For the 1 year immediately preceding the application:</text>
        <paragraph num="(i)">
          <text>Copies of federal income tax returns; or</text>
        </paragraph>
        <paragraph num="(ii)">
          <text>Sufficient documentation to verify income as determined by the Program.</text>
        </paragraph>
      </paragraph>
    </paragraph>
    <paragraph num="(4)">
      <text>In addition, an owner-landlord applicant shall submit the following documentation:</text>
      <paragraph num="(a)">
        <text>If applicable, certified copies of the organizational documents of the owner-landlord and a certificate of good standing;</text>
      </paragraph>
      <paragraph num="(b)">
        <text>If applicable, resolutions of the board of directors or consents of all of the partners authorizing the application;</text>
      </paragraph>
      <paragraph num="(c)">
        <text>Photographs of the building and site;</text>
      </paragraph>
      <paragraph num="(d)">
        <text>For secured loans, evidence that the property is a separate subdivided lot and a separate tax lot, if the building is nonresidential or has more than four dwelling units; and</text>
      </paragraph>
      <paragraph num="(e)">
        <text>Evidence of zoning compliance.</text>
      </paragraph>
    </paragraph>
  </paragraph>
</regulation>