The applicant shall apply at the Agency. If the applicant is unable to come to the Agency, the Agency shall send a representative to take the application. A completed application includes: A completed application form provided by the Agency; Verification of countable income; Proof of ownership or a landlord-tenant agreement; and Household data sheet. Countable income is annualized and includes: Money wages; Net income from self-employment; Social Security or Supplemental Social Security Income (SSI) or both; Dividends, interest received, estate or trust income, rental income, or royalties; Public assistance or welfare; Pension and annuities including veterans' or railroad retirement; Workers' Compensation Insurance payments; Alimony or child support; Compensation payments including unemployment and Criminal Injuries Compensation Board awards; and Armed forces support payments. Countable income excludes the following income: Third party payments for rent or other purposes over which the household has no control; In-kind contributions, such as food, furniture, clothing, and service from persons in the community; Money wages of the children under 18 years old, or persons who are students and are not employed full time; Grants and loans to undergraduate students made or insured by the Commissioner of Education under the Higher Education Assistance Act, 20 U.S.C.S. §§1070—1098, such as Basic Education Opportunity Grants and guaranteed student loans, and under the National Defense Education Act, 20 U.S.C.S. §401 et seq., as well as veterans' educational benefits; Payments under the Federal Action Program made to participants in the Retired Senior Volunteer Program, Foster Grandparents and Senior Companion Program; Job Training Partnership Act Program; Maryland Service Corps; or The value of any food stamp allotment.