A limited partnership, corporation, or public agency may qualify as an eligible borrower if, in the determination of the Fund, it: Owns, at the closing of the loan, the property in fee simple or controls the property under a leasehold interest under a ground lease satisfactory to the Fund having a term not shorter than the term of the insured loan plus 25 years; Has all necessary legal and corporate authority to incur the obligations of the insured loan; Is in good standing and qualified to do business in Maryland; Can establish to the satisfaction of the Fund the: Financial capacity to complete the development of the project, including the satisfaction of all equity requirements, Experience, background, and construction capacity to construct the project, including the ability to provide all required guarantees, collateral, and escrows, and Managerial capacity to operate the project, together with the financial capacity to meet the normal and typical expenses of ownership; Has a general credit standing and an overall financial position acceptable to the Fund after a review of the borrower's: Total obligations, Contingent liabilities, Operating capital, and Other relevant information as may be required by the Fund; Is not under an order suspending or debarring it from participating in the Department's programs under COMAR 05.01.05, or under any similar order from any other State agency, nor has the Department declined to grant eligibility to an otherwise qualified borrower because the borrower is suspended or debarred from participating in the programs of any federal agency; and Agrees and certifies that it shall comply with all applicable federal, State, and local laws and Departmental policies and programs regarding discrimination and equal opportunity in employment, housing and credit practices, and drug-free and alcohol-free workplaces, including: Titles VI and VII of the Civil Rights Act of 1964, as amended, Title VIII of the Civil Rights Act of 1968, as amended, including the Fair Housing Amendments Act of 1988, For projects containing nonresidential uses, the Americans with Disabilities Act of 1990, as amended, The Governor's Code of Fair Practices, as amended, The Department's Minority Business Enterprise Plan, as amended, and Executive Order 01.01.1989.18 relating to drug and alcohol free workplaces, and any Departmental regulations adopted to carry out more specifically the requirements of the Order.