Public Agency Lenders. For loans made by public agency lenders to a borrower, the Fund may insure up to 100 percent of the loan amount for an initial premium of 1 percent of the insured loan amount for 12-month coverage. The premium and fee schedule for all insurance is more fully set forth in Regulation .14 of this chapter. Private Lenders. For loans made by private lenders to nonprofit borrowers, the Fund may insure up to the top 25 percent of the loan amount for an initial premium of 1 percent of the insured loan amount for 12-month coverage, or additional coverage in accordance with §C of this regulation. For loans made by private lenders to for-profit borrowers, the Fund may insure up to the top 20 percent of the loan amount for an initial premium of 1 percent of the insured loan amount for 12-month coverage, or additional coverage in accordance with §C of this regulation. Additional Coverage for Private Lenders. The Fund may insure loans made by private lenders with more than a 25 percent loan to insurance coverage ratio, under Regulation .08C or D of this chapter, up to a maximum of 100 percent of the loan amount, upon the payment of higher initial and annual premiums as determined on a case-by-case basis by the Fund.