The Program may establish from time to time detailed Program guidelines containing underwriting standards, processing requirements, and other requirements or matters relating to providing financial assistance. The Program shall make a reasonable, good faith effort to make 25 percent of Program loans and grants to microenterprises. In accordance with the Act, the Department shall, for each State fiscal year, reserve at least the lesser of $5,000,000 or the annual capital appropriation for the Fund to make financial assistance available to projects located in sustainable communities. The Department may charge and collect from an applicant or recipient of financial assistance under this title: Origination, application, and processing fees; and Any other charges, fees, or reimbursements incidental to a project application or providing financial assistance. The Department shall ensure that Program guidelines, fee information, and application forms are publically available on its website and at its offices. The Department may: Sell, assign, or otherwise dispose of any Program loan or revenue from a loan on terms and conditions acceptable to the Department, including selling loans at a discount; Apply the proceeds received from any sale, assignment, or other disposition to the Fund; and Pledge a program loan as security for any: Business project loan, bond, or security that is issued, made, or purchased by the community development administration of the Department under Housing and Community Development Article, Title 4, Subtitle 2, Annotated Code of Maryland; or Insurance, guaranty, or credit enhancement on a program loan or business project under Housing and Community Development Article, Title 3, Subtitle 2, Annotated Code of Maryland. The maximum sale proceeds in any fiscal year may not exceed 20 percent of the total outstanding balance of loans in the Fund.